Get paid faster with professional invoices
Create polished invoices in seconds, set up recurring billing, and let your customers pay online. Spark Ledger tracks everything so you always know who owes you.
Professional invoices
Customize templates with your logo, colors, and payment terms. Send via email with one click.
Recurring invoices
Automate billing for retainer clients and subscriptions. Set it once and forget it.
Online payments
Accept credit cards and ACH via integrated Stripe checkout. Funds hit your account faster.
Track every dollar going out
Log expenses on the go, snap receipt photos, and route spending through approval workflows. Tax time becomes a breeze when everything is already categorized.
Expense tracking
Record expenses with categories, vendors, and tax details. Filter and search in an instant.
Receipt capture
Upload or photograph receipts. They're stored alongside the expense for easy audit trails.
Approval workflows
Set spending limits and require manager approval before expenses are posted to your books.
Your bank accounts, always in sync
Connect checking, savings, and credit card accounts through Teller for secure, real-time bank feeds. Reconcile in minutes instead of hours.
Automatic bank sync
Securely connect to thousands of banks via Teller. Transactions flow in automatically every day.
Transaction matching
Spark Ledger suggests matches between bank transactions and your invoices, bills, and expenses.
Bank rules
Create rules to auto-categorize recurring transactions. The more you use it, the smarter it gets.
Real-time insights at your fingertips
Run the reports your accountant needs in seconds. Profit & Loss, Balance Sheet, Cash Flow, Tax Summary, and 1099s are all built in and always up to date.
Profit & Loss
See your revenue, expenses, and net income for any date range. Compare periods side by side.
Balance Sheet
A complete snapshot of your assets, liabilities, and equity updated in real time.
Cash Flow
Understand where your cash is coming from and going, so you can plan ahead with confidence.
Tax Summary & 1099s
Generate tax-ready reports and 1099 forms for your contractors at year end.
Teach your kids smart money habits
Set up kid accounts with linked bank access, spending controls, and transfer tracking. Give your family the same financial clarity you have for your business.
Kid Accounts
Create individual accounts for each child with age-appropriate visibility and permissions.
Linked Bank Accounts
Connect real bank accounts and debit cards so kids can learn with real money.
Spending Controls
Set daily limits, block categories, and require approval for purchases over a threshold.
Transfer Tracking
Track allowance deposits, chore payments, and transfers between family members.
Let AI handle the busy work
Sparky, our built-in AI assistant, learns your patterns and automates the tedious parts of bookkeeping so you can focus on what matters.
Auto-categorization
Transactions are automatically categorized based on your history and vendor patterns.
Anomaly detection
Get alerts when something looks off — duplicate charges, unusual amounts, or missing invoices.
Cash flow forecasting
AI-driven projections help you plan ahead and avoid cash crunches before they happen.
AI assistant
Ask Sparky questions in plain English: 'How much did I spend on software last quarter?'
All your contacts in one place
Keep detailed records of every vendor and customer. See payment history, outstanding balances, and contact details at a glance.
Vendor profiles
Track vendor info, payment terms, W-9 status, and full transaction history in one view.
Customer profiles
See every invoice, payment, and communication with each customer. Never lose context.
Streamline your day-to-day
From printing checks to scheduling recurring transactions, Spark Ledger handles the operational details so you can focus on growing your business.
Check printing
Print checks on standard stock directly from the app. Track check numbers and clearance automatically.
ACH payments
Pay vendors electronically. Faster than checks, cheaper than wire transfers.
Budgets
Set monthly or annual budgets by category and track actual vs. planned spending in real time.
Recurring transactions
Schedule repeating bills, deposits, and journal entries. They post automatically on your schedule.